Goldens Phones

Steps to applying for bad credit mobile phones

Bad credit mobile phones are highly celebrated. Itís a no brainer really. However, that does not mean that you should simply go about the process of applying for them haphazardly. You need to get the best out of a bad credit mobile phone contract and the only way you can do that is by exercising due diligence. That said, what are the steps to applying for a bad credit mobile phone?

Do some digging

Donít just wake up one morning and apply for a phone contract with the first lender you stumble upon. Take your time, do some digging and research a number of bad credit mobile phone providers within your locality. This will give you a rough idea on the interest rates they charge, the type of deals they offer, their customer service approach and so on and so forth. Ensure that you do background research before you take the plunge.

Comparison sites

It can be difficult processing hundreds of mobile phone providers that Google returns for you. To make the process simple, endeavour to make use of a comparison site. In essence, comparison sites go out of their way to make comparisons on the top 5 or rather top 10 providers you should apply for a phone contract with. Read the comparisons and shortlist two or 3 providers.

Haggle

Haggling is not consigned to the marketplace alone. The deal on the table is not cast in stone. There is always rooms for concessions and the only way to take advantage of that is if you haggle. However, prior to negotiating a better deal, ensure that you are armed with facts and compelling reasons as to why your provider should add you a number of benefits on your preferred deal. You can dangle the loyalty carrot or offer a deposit just to mention but a few.

Ask questions

Donít shy away from asking questions. It is important that you know as much as possible about the deal you are going to take. Ask policy on defaults, how complaints are handled, if there is an option for an upgrade and so on and so forth. After all, you donít want to regret your decision a few months down the line.

Familiarise yourself with the fine print

We understand that the terms and conditions are a block of boring text. However, if you donít want any surprises down the line, take the time to read the fine print. Unscrupulous providers always hide unfavourable terms in the fine print because they know most people rarely read it. It is therefore prudent that you familiarise yourself with it before you sign on the dotted line.